Goals-Based Investing with Funds

We believe investment problems and challenges are best addressed in the context of an investor’s goals. While traditional investment management is often centered around an institution, our framework is focused on the individual. Our funds were designed around the goals and risks many investors face throughout their investment journey.

What is Goals-Based Investing?

Goals-based investing starts with understanding a shareholder’s goals and choosing portfolios that will help them meet their most-important life goals. The process also requires tools to manage the various risks shareholders’ face. The bold white line on the right illustrates the investment journey—a progression shareholders commonly experience as they invest for, and eventually realize, their goals. We believe this progression includes three distinct stages: Accumulate, Preserve and Distribute.

The Investment Journey

FUNDS	HIGHLIGHTS
Horizon Active Asset Allocation Fund	Equity \| Global \| Flexible	View Fund
Horizon Equity Premium Income Fund	Options-Based \| Domestic \| Income	View Fund
Horizon Active Income Fund	Fixed Income \| Global \| Flexible	View Fund
Horizon Active Risk Assist® Fund	Equity \| Global \| Risk-Managed	View Fund
Horizon Multi-Factor U.S. Equity Fund	Equity \| Domestic \| Large Cap	View Fund
Horizon Defined Risk Fund	Options-Based \| Domestic \| Risk-Managed	View Fund
Horizon Defensive Core Fund	Equity \| Domestic \| Risk-Managed	View Fund
Horizon Multi-Factor Small/Mid Cap Fund	Equity \| Domestic \| SMID Cap	View Fund
Horizon Tactical Fixed Income Fund	Fixed Income \| Tactical \| Risk Managed	View Fund
Centre American Select Equity Fund	Domestic \| Risk Aware \| Active Equity	View Fund
Centre Global Infrastructure Fund	Global \| Sector Focused \| Income and Growth	View Fund

ETFs	HIGHLIGHTS
Horizon Expedition Plus ETF	Domestic \| Enhanced Equity \| Options-based	View ETF
Horizon Landmark ETF	Cash Alternative \| Defensive Positioning \| Options-based	View ETF
Horizon Core Equity ETF	Domestic \| Multi-Factor \| Options-Based	View ETF
Horizon Managed Risk ETF	Multi-Factor \| Flexible \| Risk Managed	View ETF
Horizon Dividend Income ETF	Dividend-Focused Equity \| High Quality Yield \| Options-Based	View ETF
Horizon Core Bond ETF	Investment Grade \| Options-Based \| Total Return	View ETF
Horizon Flexible Income ETF	Dynamic \| Options-Based \| Risk-Managed	View ETF
Horizon Nasdaq 100 Defined Risk ETF	Risk-Managed Growth \| Options-Based \| Tech-Focused	View ETF
Horizon Digital Frontier ETF	Equity \| Growth \| Digital Technology	View ETF